Terms of use
The basis we provide this on
By using this website or participating in the discussion group, you agree to these terms. If you do not agree with them, please do not use the site or join the group.
1. Information only — no advice
Everything published by this community is general information and educational content. It is not financial advice, investment advice, tax advice, legal advice or a personal recommendation. It does not take into account your objectives, financial situation, needs or experience. You are solely responsible for your own decisions, and you should consider obtaining advice from a licensed adviser before acting.
2. No recommendation, no offer, no solicitation
Nothing here is an offer or solicitation to buy or sell any security, unit, product or service, nor an invitation to enter into any transaction. References to markets, instruments, structures or schemes are explanatory. They are not recommendations, and they are not a statement that anything is suitable for anyone.
3. We are not an intermediary
We do not act as a broker, dealer, agent, adviser, fund manager or fiduciary for you. We do not hold, control or have access to your money or assets. We have no discretionary authority over anything you do. No advisory, fiduciary or agency relationship arises from your use of this site or the group.
4. Accuracy, sources and currency
We take care to cite sources and dates, but information changes and we can be wrong. We do not warrant that anything here is accurate, complete, current or fit for any purpose. Where a rule or figure is set by a public authority, the authority's own current publication governs, not our description of it. You should verify anything you intend to rely on against the primary source.
5. No forecast, no guarantee
We do not predict market outcomes, and nothing here should be read as a forecast or projection. No statement on this site or in the group is a promise about any future result, return, yield, income or performance. Past performance is not an indication of future results.
6. Group conduct
When participating in the group, you agree not to:
- give or imply personal financial advice, or present yourself as licensed or qualified if you are not;
- solicit members for any product, scheme, service, fund, course or private arrangement;
- publish trading instructions or predict what a price will reach;
- promote get-rich-quick schemes, unlicensed money lending, gambling or crypto token promotions;
- harass other members, or post another person's personal data without their consent;
- post content that infringes copyright or that you do not have the right to share.
We may remove content or remove a participant from the group at any time, without notice, if we consider it necessary to protect the group or to comply with these terms or the law.
7. Your contributions
You are responsible for what you post. By posting, you confirm you have the right to share it, and you grant us permission to display it within the group. You should not post anything confidential, and you should not post personal data about anyone else.
8. Third-party links
We may link to official or third-party websites. We do not control them, we do not endorse their content, and we are not responsible for their accuracy, availability or practices. Following a link is at your own risk and subject to that site's own terms.
9. Intellectual property
The text and design of this site are provided for your personal, non-commercial use. You may quote from it with attribution and a link. You may not reproduce it wholesale, present it as your own, or use it to suggest that we endorse you, your product or your service.
10. Availability
This site and the group are provided on an "as available" basis. We may change, suspend or discontinue any part of them at any time. We do not guarantee uninterrupted or error-free availability.
11. Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss or damage — including loss of capital, loss of profit, or indirect or consequential loss — arising from your use of, or reliance on, this site, the group or any content in them. This does not exclude any liability that cannot lawfully be excluded, including under the Unfair Contract Terms Act or the Consumer Protection (Fair Trading) Act where applicable.
12. Changes to these terms
We may update these terms. The version published on this page, with the date shown at the top, is the current version. Continued use after a change means you accept the updated terms.
13. Governing law
These terms are governed by the laws of Singapore, and the courts of Singapore have jurisdiction over any dispute arising from them.
14. Contact
Email:
kejudovebo011@gmail.com
Postal address:
25 Seah Street, #02-01, Singapore 188381